Price terms as published

Each line is the vendor’s own wording, split from the price capture checked on 2026-09-15. Nothing here is rounded, converted or re-worded — the full sentences stay in the review below. Lines that carry only a price continue the plan named on the line above, in the vendor’s own order.

8 price terms for Loqua
#Plan / termChecked
1Loqua $02026-09-15
2Pro $22 monthly2026-09-15
3$18 annual (unlimited)2026-09-15
4Wispr Flow $02026-09-15
5Pro $15 monthly2026-09-15
6$12 annual2026-09-15
7Growth from $23 monthly2026-09-15
8$18 annual2026-09-15

One-liner: Both are Mac-first voice-typing apps that turn rough speech into polished text behind a global shortcut. At launch they looked like near-twins on price, but a September Loqua price change separated them: Wispr Flow is now the cheaper Pro ($12/mo annual vs Loqua’s $18) and the one with meeting capture; Loqua is the only one that translates a sentence into another language as you dictate. Pricing checked on both official pages 2026-09-15.

Verified facts (checked 2026-09-15)

Loqua (theloqua.ai/en/pricing.html)

Plan Price Core inclusion
Free $0, no card 8,000 words/week, smart cleanup, multilingual mid-sentence translation, basic context detection, dictionary capped at 5 entries, 100+ languages, zero cloud retention, Mac + Windows
Pro Monthly $22/mo Unlimited dictation, per-app tone & formatting, multimodal screen reading, unlimited dictionary + batch import, Ask-anything LLM polish, early model access
Pro Annual $18/mo billed annually Identical to Pro Monthly

Mobile: “Coming soon” (iOS and Android). Team management: “Coming soon.” Every account starts on a 30-day Pro trial, then auto-drops to Free; prorated refund inside 14 days.

Price-change note. Launch-week material quoted Loqua Pro at $12 monthly / $8 annual with a 5,000-word free tier and a 14-day trial. The current official pricing page lists $22 / $18, an 8,000-word free tier, and a 30-day trial. This comparison uses the current page; the older numbers are stale.

Wispr Flow (wisprflow.ai/pricing)

Plan Price Core inclusion
Free $0, no card 2,000 words/week on desktop (1,000/week on iPhone; unlimited on Android), dictation across 100+ languages, the Notetaker with speaker identification and weekly meeting limits, MCP access to notes
Pro Monthly $15/user/mo Unlimited dictation, advanced AI models, higher meeting limits and longer note retention, centralized billing and basic team dashboards, prioritized support
Pro Annual $12/user/mo billed annually Identical to Pro Monthly
Growth / Enterprise from $23/user/mo monthly, from $18/user/mo annual SSO/SAML, directory provisioning, org-wide HIPAA with a signed BAA, enforced training policy, audit logs, usage reporting, dedicated CSM; custom pricing for large enterprises

Platforms: dictation on Mac, Windows, iOS, and Android; the Notetaker is Mac-only today (Windows coming, mobile on the roadmap). The current pricing page groups the old “Business”/“Enterprise” tiers under Growth/Enterprise and no longer prints fixed per-meeting minute numbers, so we don’t quote any here — meeting access is described qualitatively (free tier has weekly caps; Pro raises the limits and retention; Enterprise highest), which is exactly what the official page now supports.

The actual fork: translation or meetings

Loqua’s one differentiated claim is translation inside the sentence. You speak in one language and pick the target, and the sentence lands written in that language — 100+ targets, in the same motion as dictation. Wispr Flow’s “100+ languages” means it accepts dictation in 100+ source languages; it does not translate your output into a different language mid-sentence. If you routinely write in a language that isn’t the one you speak, that single feature is the whole case for Loqua.

Wispr Flow’s differentiated claim is now the on-device Notetaker. It records meetings and voice memos, identifies speakers, and lets you ask questions across your notes (with MCP access from Claude/ChatGPT) — and, per the current FAQ, it runs on your device with no bot joining the call, so there is nothing for other participants to admit. Loqua has no meeting module at all. For anyone whose dictation budget is partly meeting capture, that is a second job Wispr does and Loqua doesn’t at any price.

Platform coverage is the third gap. Wispr Flow dictates on Mac, Windows, iOS, and Android today (Notetaker Mac-only); Loqua is Mac + Windows with both mobile apps still “Coming soon.” If you want to dictate on a phone now, it is one choice.

The price math (post-change)

  • Wispr Flow is the cheaper Pro by $6/mo on annual billing — $12 vs $18, a $72/year gap. At launch Loqua was $4 cheaper; the price change inverted that entirely, so be wary of any comparison still quoting Loqua at $8 annual.
  • Loqua has the more generous free tier: 8,000 vs 2,000 words/week on desktop — 4× the headroom. A light multilingual user can plausibly stay on Loqua Free, whereas Wispr Free caps out within a week of normal professional writing. (Wispr Free is unlimited on Android and includes the Notetaker.)
  • Wispr’s Pro doubles as a meeting plan; Loqua’s is dictation-only. If you need meeting notes, Wispr’s $12 covers two jobs and Loqua covers neither meeting job, so a Loqua user who also records meetings is buying a second subscription on top.
  • Both trials are real, differently shaped. Loqua gives 30 days of full Pro then drops you to Free; Wispr has a permanent free tier with weekly limits and no card. Either way, test before paying — the deciding variable is accuracy on your voice, not the price card.

Who should pick which

  • Pick Loqua if writing in a second language is a daily requirement and in-sentence translation is the feature you actually can’t get elsewhere — or if its 8,000-word free tier is enough and you never pay at all.
  • Pick Wispr Flow if you want the cheaper unlimited tier, dictate on an iPhone today, need meeting/voice-memo capture with speaker identification (especially the no-bot, on-device model), or are buying for a team (centralized billing on Pro; SSO/HIPAA/audit on Growth/Enterprise).
  • Pick neither if you want a local/offline dictation app or one-time pricing — both are cloud subscriptions; genuinely local options in the category sell a license instead.

What we deliberately didn’t test

Neither product was tested here. Transcription accuracy, the real quality of Loqua’s mid-sentence translation on technical or code-switched sentences, and Wispr’s speaker identification on mixed-accent meetings are the things that decide this in daily use; the no-bot claim is the vendor’s own description. Every number above is from the two vendors’ current pricing pages as fetched 2026-09-15.

  • Granola vs Otter.ai — if your problem is meetings you attend rather than words you dictate, that is the paid-tier face-off in this category.
  • Oats vs Granola — the meeting-notes side of the house, including the free bot-free option.
  • Wispr Flow vs Superwhisper — Wispr Flow’s other face-off: the weekly free quota against Superwhisper’s unlimited offline dictation and $249.99 lifetime key.

Sources